Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Among the most common injuries are:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can attorney uber driver lawsuit be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.